We want to make sure that you have enough emergency savings so that any unplanned, short-term expenses don’t impact on your ability to stick to your long-term goals.
An effective savings strategy can help you avoid the debt trap.
What your emergency savings fund can help you with – cover your expenses if you become temporarily unemployed, or disabled, pay for ad hoc expenses and minimise the impact of unplanned expenses.
Emergency savings should be kept safe and easily accessible in a short-term savings product.
We will determine if your retirement needs are on track in terms of capital available and capital needed.
We will then formulate an appropriate strategy to enable the client to meet their needs at the desired retirement age.
We will enable you to meet your short term and long term objectives in terms of financial growth and accumulation of assets. Goal based investing will change your life into decisions you can measure. If investing towards a long-term goal, you may want to invest in unit trust or endowments